Human capital markets · Pre-seed
Raise seed capital against your future income.
No equity. No debt.
Preflop lets founders and creators issue a percentage of their future income as a programmable, on-chain covenant — funded by backers who believe in them, priced by an AI engine, and tradeable as a real financial asset.
01For founders & creators
Structure a covenant
Set your raise amount, the share of income you’ll pledge, the cap, and the duration. We’ll deploy it on-chain and list you in front of backers.
Start raising →02For backers
Browse open covenants
Back the earliest bets on individuals — not companies. Every covenant is transparent, scored, and tradeable on a secondary market once priced.
Discover issuers →$4.5T
Global angel + early VC deployed annually
300M+
Independent creators, freelancers & founders globally
<2%
Of founders ever secure institutional capital
$0
Size of the tradeable human capital derivatives market today
01Covenant
On-chain ISA
Smart contracts encode income-share agreements as immutable, machine-readable obligations.
02Origination
Issuer × backer marketplace
Where founders and creators meet the backers willing to finance their upside.
03Pricing
AI valuation engine
Proprietary income data prices individual human capital — turning claims into marked-to-market assets.
04Market
Secondary & derivatives
Once tokens are priced, they can be traded, pooled, and structured into indices.
“We’re building what Bloomberg is to financial markets — but for the future earnings of individuals. The asset class already exists. We’re giving it a market.”
Preflop thesis